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5 steps to making sure you're ready to retire

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The best way to boost retirement income

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Why are women only saving half as much as men for retirement?

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How can I simplify my retirement investments?

If monitoring the performance of your retirement portfolio and periodically rebalancing your holdings interferes with your ability to live retirement as you please, then you should take steps to simplify your investing strategy.

3 ways to recover from a late start on retirement planning

Even if you have nothing in your 50s, you still have enough time to significantly improve your retirement prospects, if you're willing to start taking serious steps now.

Do I really need a financial adviser?

If I just invest my money in some good low-cost mutual funds, do I really need to pay a financial adviser for help?

Is there a low-risk way to avoid running out of money in retirement?

With a solid plan, there's a good chance your nest egg will be able to sustain you throughout a post-career life of 30 or more years.

How supersavers cheat themselves out of 401(k) matches

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How to save for retirement when you're living paycheck to paycheck

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4 tips for investing a big windfall in today's market

Figuring out how to invest a windfall to ensure long-term financial security can be a challenge. Here are four ways to improve your chances for success.

More people are saving $1 million in their 401(k)s. Here's how you can too

Saving $1 million for retirement may sound like an impossible task that not many people have achieved. But there's good news for Millennials.

3 Social Security mistakes that could cost you a fortune

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What costs do annuities have?

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Why do annuities have such a bad reputation?

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How should I invest my nest egg for maximum retirement Income?

Here's how to come up with a sensible plan to convert your nest egg into income that can support you the rest of your life.

5 income strategies to supplement Social Security in retirement

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Do annuities belong in your retirement plan?

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4 steps you should take when buying an annuity

If you want to ensure that your savings will generate income you can count on no matter how long you live or how the financial markets perform, consider taking these four steps.

What are the best annuities for you?

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How to replace income with a bond ladder

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How can I protect my investments from inflation?

Whether you hedge inflation or look for a return that outpaces inflation, here's how to prepare.

How to catch up on retirement savings in your 50s

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How do you know you're really ready to retire early?

The heavy lift for early retirement is getting to your magic savings number, but there are many other details to consider before quitting your job.

3 reasons to retire as early as you can

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In your 40s with no retirement savings? Make these your next moves

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Retirement planning mistakes you probably don't realize you're making

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How can I get downside risk protection with robo-advisors?

Robo-advisors are a smart way to invest your money, particularly in good times. But in a changing market, algorithms can leave you exposed. Here's how to protect yourself.

Companies where tomorrow's graduates want to work

Recent graduates still covet jobs on Wall Street or at prestigious consulting firms. But high-profile tech companies are also on their short lists of potential employers.

5 things you must do before you retire

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These sustainable cabins settle into gorgeous landscapes

In remote spots all over the western United States, one architecture firm is blending the past with modern design. JLF Architects has designed several sustainable cabins to create a vision for the future[...]

Sustainable renovation brings The Bailey Residence to life

In Black Butte Ranch, Oregon, The Bailey Residence is a nostalgic, sustainable renovation. Last updated in the 1970s, the 1,800-square-foot residential property has been reimagined by Oregon-based design firm Hacker.[...]

Cute Gentoo penguin takes selfies in this amazing video

Thanks to advances in technology,A penguinsA can now take selfies. Like a snowboarder with a GoPro, a Gentoo penguin was able to document its twisting, diving, sardine gobbling, and general shredding through the waters off Tierra del Fuego, thanks to Argentinian scientists who fitted him with a special video camera. You can see the penguin rocketing through densely packed schools of fish, with other swimming shorebirds in the background.[...]

This green community immerses its residents in natural living

Living the Noom started with an idea: create a lifestyle option that met the needs of someone aiming to live an eco-friendly, wellness-centered lifestyle. Designed by Sanzpont (arquitectura) and Pedrajo + Pedrajo Architects, Living the Noom has won Architizer, Muse and Rethinking the Future awards for its innovative ideas. The first community applying Living the Noom concepts is in Cancun, Mexico.[...]

Plant Prefab aims to make housing accessible and affordable

Between impact on the land, use of resources, construction waste and effects on air quality, the building and maintenance of homes and businesses accounts for nearly 40% of carbon emissions on the planet. Plant Prefab setting out to change all that.[...]

Coral in the Mediterranean threatened by heatwaves

A new study has found that heatwaves associated with climate change are threatening coral populations in the Mediterranean. The study, published inA Proceedings of the Royal Society Biology, established that corals could be wiped out unless action is taken soon.A [...]

Tonga faces environmental damage after massive eruption

The worldas most powerful eruption in more than 30 years has left the Pacific Island nation ofA TongaA an ashy mess. The January 15 eruption of the Hunga Tonga-Hunga HaE>>apai, a massive underwaterA volcano, has left unknown environmental consequences in its wake.[...]

Canton Avenue harkens back to the Silk Road of China

The Canton Avenue by MOK Design for the Westin Pazhou Hotel in Guangzhou is a walk back in time, revisiting the days when the hotel was a stop on the historic Silk Road of China. The Westin Pazhou Hotel Guangzhou was jointly built by China Foreign Trade Center (Group) and Starwood Hotels and Resorts International Group. It is located in the center of the Guangzhou International Convention & Exhibition Center, with views of the city and the Pearl River. [...]

19th century Harlem house restored to be energy efficient

A 19th-century house, owners interested in passive house design and an architectural firm came together with a resulting blend of original elements married to modern innovations in a big-city row house.[...]

Urban Forest is set to be the greenest residential building

Urban Forest designed by Koichi Takada Architects and developed by Aria Property Group received approval to be built in South Brisbane, Australia. The 20-storey building will house 194 apartments, all trimmed out with luscious vertical garden balconies. [...]

Aptera upgrades its unique solar-charging EV

Aptera's three-wheeler enclosed electric car has already made its mark as a unique new offering on the EV scene. The solar-charging EV never needs to be plugged in, all while competing with mid-level Teslas for range when charged as a traditional EV. Now, Aptera says it has completed some major upgrades to make the cars even more competitive. Here's what's new with Aptera's revolutionary EVs.[...]

Indoor-outdoor living drives this design for VAVA House

Architecture takes a variety of forms and serves many purposes, but most people would agree that the best home is one that meets the family's needs and lifestyle goals. To this end, VAVA House was designed to emphasize indoor-outdoor living through shared space and a connection to the outdoors.[...]

Meditation cottage fits on the tiniest lakefront space

Sometimes, architecture is about specific design elements or striking visual characteristics. Sometimes, itas more about letting the location of the structure have the last word. Situated on a slim slice of shorefront land in eastern Finland, the KynttilA$? (candle) is a sustainable meditation cottage that honors unique location requirements.A [...]

LEED Gold HEC Montreal will house AI research

HEC Montreal, designed by Provencher_Roy, is a partnership between Montreal's business community and local students and researchers. The certified LEED Gold center is located at the intersection of the Quartier des Affaires, Quartier des Spectacles and the Quartier International on a historic site of Canada. HEC Montreal aims to be a hub of exchange through collaborative programs for academics and business leaders working together. [...]

Energy efficient bamboo device in Vietnam is a cooling system

AREP, a multidisciplinary architecture agency, created a cooling system prototype based on the history, culture and original designs used by ancient civilizations. Called an adiabatic urban cooling system, the idea dates back centuries, yet is still perhaps the most natural solution for the challenges of cooling modern Vietnamese cities facing regular heat waves.[...]

IMMERST floating community is adaptable, modular and prefab

As buildable land becomes increasingly scarce, long-standing yacht company Stephens Waring Design has developed a new design concept called OASys (Ocean Architectural System), which could be the answer for coastline challenges likeanimalhabitat conservation, erosion and lack of suitable development space.[...]

ExxonMobil plays dirty to deny role in the climate crisis

ExxonMobil has turned to intimidation in attempts to stop its critics from taking legal action. The giant oil company is trying to use an unusual Texas law to target critics outside the state. Exxon has asked the Texas Supreme Court to allow it to use rule 202 to take on California municipal officials.A A [...]

Polar researchers discover enormous icefish nesting site

They have see-through skulls, transparent blood, and they built 60 million nests beneath the frigid waters of theA Antarctic Sea. Theyare Jonahas icefish, and a polarA researchA team has just discovered what might be their largest breeding colony in the world.[...]

Airavat is a home in the clouds flowing with beauty

Airavat, a "home in the clouds," is a new creation by reD Architects on the outskirts of Mumbai that casts a striking complement to its natural surroundings. [...]

Ambitious new EV charging network launches in the US

Access to charging stations is one of the stumblingA blocks for America's proposed electric vehicle future. Missouri-based EOS Linx found a way to combine its work in advertising, security, data analytics and renewable energy into an interesting package that could quickly boost EV driversa charging options. [...]

The climate crisis could sink the UK's economy by 2045

The U.K. is at risk of losing 1% of its economy every year by 2045 due to the climate crisis. This is according to the U.K. government's recent assessment of theA risks posed by climate change. In a five-year analysis of the climate risk, officials determined that the U.K. stands to lose even more if actions are not taken to reverse the climate crisis.A A [...]

Coal production in China reached record high in 2021

Despite global cries for an end tofossil fueluse, Chinaas coal production reached record levels last year. The government encouraged miners to ramp up production, working at maximum capacity to increase Chinaas economic growth.[...]

Create your own trees out of greenscreen's 3D trellis

The greenscreen gsTree modular trellis system has won the 2021 Architizer A+ Product Award for conceptual design, the largest awards program in architecture and design. This unique 3D trellising system forms a tree-like shape that elevates and then spreads, growing plants to 10-feet heights. [...]

Zero waste homes are 3D printed in less than 24 hours

Industries around the world are constantly innovating, however, the construction industry has been slow to adopt new technologies. Mighty Buildings is changing all that with the development of a concrete-replacement known as light-stone material (LSM) used to 3D print a home in less than 24 hours.[...]

Carbon-neutral Nabr apartments are move-in ready by 2023

Nabr is disrupting the housing market with a completely new way to buy customized sustainable apartments. You can buy one entirely through software. Just as startups have given us new online options for car buying, Nabr wants to change the outdated way we shop for the right home.[...]

Passive design helps Lucio building regulate its temperature

The architectural design of the Lucio office building in Lille, France, integrates with the sun for variable lighting and temperature control in a smart passive design. [...]

Green roofs top Marmormolen's sustainable timber architecture

The timber design for Copenhagen's upcoming large commercial building Marmormolen shows sustainable architecture leadership from designers Henning Larson and Ramboll. Lush with green roofs, a waterfront garden and more, the project shows what a commercial building can be to a community.[...]

New ACME Pavilion employs sustainable CLT construction

Design house ACME's director Friedrich Ludewig drew on the inspiration of Alpine architecture and nearby Olympic Park to guide the design of The Pavilion at Stratford Square in east London, a gently undulating pavilion made using cross-laminated timber (CLT) construction.[...]

Keyword Selected: ideas

How to Make Great Decisions in Life: Top 5 Practical Insights

Making great decisions can be tricky: there are many hidden traps and potential roadblocks you need to be aware of. Here are 5 practical, actionable insights to help you make the best possible decisions to improve your life. 1. Value is in the eye of the beholder How much is a gallon of water worth? …

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Personal Development Ebook Winners

Wow, more than 700 entries in our giveaway — thanks to all participants! Now it’s time to meet the lucky 12 who will receive their free ebooks… Here they are: Derek Watson, Ashley Nielsen, Susan Blackman, Akila, Naz, Vicky Buckland, Olaia, Bhaskar Jha, Cary, coy, Mary Frances, Adrian Chira (full draw results) Congratulations! I’ll get in touch …

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Personal Development Ebook Giveaway!

This weekend marked 3 years since the first post on Litemind! To celebrate the date, I have a special treat for you. For the past few days I have been talking to many fellow personal development bloggers… Many of them, in addition to their blogs’ free articles, also sell ebooks with premium content. These ebooks …

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6 New Productivity Principles to Live By

A while ago I laid out a small set of productivity principles that work exceptionally well. From that time on, I discovered 6 new principles that are as awesome as those. Check them out!

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The Relativity Mind Trap: How Comparisons Can Lead Us Astray

Our minds make sense of the world by making comparisons. Itas human nature, but it can also lead us to think irrationally and make bad decisions. Learn how this mind trap works and how to escape it.

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Framing Changes Everything

How you frame a problem profoundly influences the solutions you get. And itas too easy to fall into thinking traps when it comes to it. Letas look at one of these traps a and offer some ideas on how you can overcome it.

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Deconstructing Creativity: The 4 Roles You Need to Play to be Fully Creative

Do you want to be fully creative? To not only have wild ideas, but to actually create and bring remarkable things to life? Learn the 4 roles you need to perform, how they help unleash your creativity and how to master the skills each one requires.

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50 Ways to Get Your Life in Order

Unexpected challenges are what make us stronger, so donat avoid them. Keep in mind the following 50 tips and youall be able to streamline your life and get back on track with your life whenever you need.

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Are you stuck in a rut? Run from the experts!

When you're stuck, it's tempting to go seek help from the experts. After all, someone much more knowledgeable should be the best source of ideas, right? Well, maybe not.

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Beat Parkinsonas Law and Supercharge Your Productivity

Work expands so as to fill the time available for its completion. Even if you are not familiar with its name, I’m sure you’ve fallen prey to Parkinson’s Law countless times… what can we do to escape it? Do You Recognize These Symptoms? We all know the drill: when we have too much time to …

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Robo Bees, The Next Step In Pollination?

First it was killer bees and now it's robo bees. At least the latter of the two are here to assist us. Find out how.

Scorpion-3 Hoverbike Prototype Resembles Floating Jet Ski

A new hoverbike prototype is grabbing attention for its ability to fly/float through the air. Resembling a cross between a motorcycle, a Jet Ski and a drone, you have to see it to believe it! (VIDEO)

New Virtual Reality Film Allows Users To Tour Amazon Rainforest

Get out and explore the world a even if you cant do it in person a with new virtual reality film that takes you places you've never seen before. (VIDEO)

New Heat-Reflecting Wrap May Be The Beginning Of Energy-Free AC

A new super material that can be mass produced from inexpensive materials might just be the answer to solar alternatives.

Tiny Patch To Reduce Peanut Allergies Shows Promise

Allergic reactions to foods such as peanuts can have life-threatening consequences. Now, there's a new transdermal patch on the horizon that could change all that.

Inventions of All Inventions, Watson Evolving To Do Your Taxes This Year!

For freelancers who are just too busy or for SMB operators who wears multiple hats, April 15th is a date that conjures up busy work you just wish you didn't have to do. If you canat afford to employ a bookkeeper or hire a CPA to do your taxes, the responsibility falls squarely on your shoulders.

Nimb Is A Smart Ring With Panic Button

Emergencies are scary, but there is now a new smart ring that will quickly call for help when you need it most. Meet Nimb, a ring that includes a panic button. It lets you send emergency alerts to preset contacts from its mobile app with the touch of a thumb. But the big question with this new invention is this: how will it sell on the market?

Nimb Is A Smart Ring With Panic Button

Emergencies are scary, but there is now a new smart ring on the market that will quickly call for help when you need it most. Meet Nimb, a ring that includes a panic button. It lets you send emergency alerts to preset contacts from its mobile app with the touch of a thumb. But the question with this invention is this: how will it sell on the market?

Nimb Is A Smart Ring With Panic Button


Invention Of The Week? REKS Are Unbreakable Sunglasses

From the awhat will they think of next?a files comes a new pair of shades that you will definitely want to get your hands on. Heck, your eyes will even love them, and when people see you wear them they might even assume you have deep pockets. But the big question with the new REKS sunglasses is this: will you be able to afford them?

Invention Of The Week? REKS Are Unbreakable Sunglasses


WaySkin Takes The Guesswork Out Of Having Glowing Skin

Have you ever looked at your dull, lifeless skin and wondered how it got that way and how you could bring it back to its former glory? WaySkin is a handheld disk that, when applied to the skin, provides important information about your skinas current needs.

TOOR Might Just Be The World's Smartest Lockbox

Thanks to the rise of new tech, many industries have started to adapt to allow for the innovations that can set them apart from their competitors. One field that has been a little behind, however, is the real estate industry. Some companies have tried to change that, but ultimately, it just didn't work out. That looks to be changing however thanks to the TOOR Pro Lockbox.

Canvas App Releases For Structure Sensor

The Structure Sensor was pretty awesome in its own right, with its ability for 3D scanning and augmented reality for mobile devices, but with the release of Canvas for iOS, real world uses for the product are really starting to be realized. Canvas lets you use the power of the Structure Sensor to make accurate 3D models of your home in minutes.

Vufine+ Is A Wearable That Works With Your Phone, Laptop, and Drone

Google Glass didn't quite work out how people wanted, but that isn't stopping other companies from producing wearables for a user's face. Vufine, coming off an extremely successful Kickstarter campaign raising over $200k by 1,500 backers, has started a new campaign for the Vufine+. This upgraded unit has a bigger screen and more features. It's another option for people looking for a hands free wearable. Vufine+ doesn't require any special frames and can attach easily to any set of glasses.

Sense With Voice Releases, Adds New Functionality To Its Sleep Monitoring Abilities

Sense with Voice released today, bringing new functionality and features to the product. At its core, Sense has one main objective, to monitor your sleep habits to offer solutions for getting a better night's sleep. In conjunction with the Sleep Pill, which attaches to your pillow, Sense can monitor things like air quality and the Pill can figure out when you fell asleep, as well as how long you were in deep sleep.

Aspiring Industrial Designers Are Shaping Up With TinkerCad

Computer-aided design and drafting software needed for most 3D printing is traditionally obscured by high paywalls and complex interface that require advanced training. Fortunately, offering a solution to this problem are a series of CAD tools cropping up that are user-friendly and cost-effective alternatives. One of them is Tinkercad.